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Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. TX residents: Opportunity Financial, LLC is a Credit Access Business that arranges loans issued by a third-party lender.

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Bank of America – like most other large U.S. banks – does not offer unsecured personal loans. loan. Snapshot of a typical bank-issued personal loan: credit scores accepted: good to excellent APR.

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