Consumers are getting smarter with credit cards, Experian’s State of Credit report finds

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As a result, some people might be able to get a higher credit score, making it easier to get new credit. Though, even if your new score (assuming it goes up) makes it easier for you to get credit, you should carefully consider whether it’s a good idea to do so.

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Experian’s latest State of Credit report examines consumer credit scores a decade after heading into the financial crisis Report highlights credit scores and card balances of all generations.

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Consumers are getting smarter with credit cards, Experian’s State of Credit report finds Experian, a consumer credit reporting company that supports more than 300 million people and 40 million businesses across the U.S., just released its latest State of Credit report.