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Also called cash advances, payday loans are typically small loans – generally for $500 or less – that, depending on where you live, can be easy to get. a payday loan is almost 400 percent. To put.

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It’s high, maybe it compares to some interest, some credit cards. But this isn’t 25% a year, this is 25% for two weeks. And at the end of this video, we’re going to do the map on what that actually turns into on an APR, or an effective APR basis. And these numbers are not crazy, these are actually very typical for payday loans.

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